Pam Ragland - Have Anything (TM) Program + Thought Shifting(TM) | The Law of Attraction in Motion

This refund policy applies to all products and services, however each may be treated differently. Please read it carefully, as these are the terms we will abide by should you request a refund.

Information Downloadable Products: These are products which are completely downloadable (e.g. MP3, PDF, etc.), and excludes programs which include any form of Thought Shifting™, Quantum Thought Shifting™, or "Shift Packs".

30 days from purchase or less = Full refund available (see refund method and terms below.) You must simply specify the reason in writing.
31 + days: No refund available

"Hard" Products: These are products which must be shipped to you in one form or another, regardless of whether or not they are combined with, bundled, or offer as a bonus any downloadable products. E.g. CD's, DVD's. Action Guides, Journals, Clothing, etc. This and excludes programs which include any form of Thought Shifting™, Quantum Thought Shifting™, or "Shift Packs".

30 days from purchase or less = Full refund available (see refund method and terms below), minus a handling fee in the US of $7.50 for single items (U.S.) or $10.00 for 2 -3 items, or $15.00 for 4 or more items. Add $5 to each category for international items. You must pay for return shipping, and you must simply specify the reason in writing.
31 + days: No refund available

"Shifting" Programs & Services: These are programs which include Thought Shifting™, Quantum Thought Shifting™, or "Shift Packs", regardless of whether they are bundled with, or offer as a bonus, any hard products and/or downloadable products. This includes "Home Study" programs, live programs, groups, and private. If you have purchased a shifting home study program, your "start" date is the date you purchased the package.

These programs are designed as a complete program. As such, harm can come to you, fellow participants, RAGLAND, and RAGLAND’s business when clients leave the program once it is started, and before program completion. For this reason, no refunds will be granted once the program has begun (according to the published date), or on or after your first private session if you are a private client. The only exception is when you purchase the program by levels (I.e. Level 1, then Level 2, etc.) and in that case when you purchase the levels ala cart you may complete one level at a time, but you may not leave (receive a refund) mid-program within that program or package that you purchased.

Should you need to cancel for any reason prior to the program start date, our refund policy reflects the fact we incur expenses before the program starts, we plan groups around who has signed up, we risk being unable to replace your spot since it is a lengthy commitment so people need lead time to sign up, it was reserved for you, and we may have turned others away to reserve your spot. If you request and are granted a refund, your shift will be reversed at Ragland's sole discretion. (This is the legal mumbo jumbo that just keeps people from cheating. Most people are honest and would never buy the program just to get the shift and refund it, anyway.)

Live Level 4 programs -- Refund or Credit (you may apply towards the same future program within one year of purchase for Levels 1-3 and two years for Level 4). Program must be paid in full to track credit.

3 days (72 hours) from purchase = Full refund available
60 + days before start date: 100% credit towards another program within 2 years
31 – 59 days before start date Credit less 10% of full price
15 – 30 days before start date Credit Credit 25%
8 – 14 days before start date Credit less 50% of full price
0 – 13 days before start date Credit less 70% of full price
No other refunds or credits available

Live Level 1-3 programs -- Refund or Credit (you may apply towards the same future program within one year for Levels 1-3 and two years for Level 4). Program must be paid in full to track credit.

3 days (72 hours) from purchase = Full refund available
60 + days before start date: 100% credit towards another program within 1 year
31 – 59 days before start date Credit less 10% of full price
15 – 30 days before start date Credit Credit 25%
8 – 14 days before start date Credit less 50% of full price
0 – 13 days before start date Credit less 70% of full price
No other refunds or credits available

3 days (72 hours) from purchase = Full refund available
4 - 30 days from purchase Refund: Full refund minus $50 processing fee, as long as participant has not yet been "Shifted" (once shifted, no refund available & you must complete the program)
31+ days from purchase: no refund available

3 days (72 hours) from purchase = Full refund available
4 + days from purchase: No refund available
All membership programs require 30 days or more notice for cancellation, otherwise cancellation will take place the following month or period (follow Refund Process below for cancellation)

All cancellations and requests for credit must be submitted by e-mail to Assistant@AimingHigher.com, and followed up by fax to 949-858-8483 or postal mail to 31441 Santa Margarita Pkwy Ste A103, Rancho Santa Margarita, CA 92688. All hard products must be returned with the packing slip and reason for refund request to this postal address. You must also include your credit/debit card information - full number, name on the card, billing address, "secret code", phone number to issue refunds for credit/debit card orders.

Refunds or credits will be considered received as-of the next business date following the e-mail date stamp, or postmark, whichever is sooner. All refund amounts and credit amounts are based on the full program fee, regardless of whether you chose the payment option.

We are sorry but refunds that do not follow this process will not be considered.

31441 Santa Margarita Pkwy. #A-103 - Rancho Santa Margarita, CA 92688 - Tel: (949) 734-0374